Site Policy
Access to and use of this web site are subject to the following site policy and the applicable provisions of the law. By accessing this web site you agree to the following site policy and acknowledge the same without restriction.

Exclusion of warranty and liability
We accept no liability for any erroneous, inaccurate or incomplete information that may appear on this web site, nor for any possible consequences that may result from the use of such information. We do not accept responsibility and are therefore not liable for any loss or damage or viruses that may harm your computer or other property as a result of using this web site.

Liability for links
In the event that our web site includes links to external third party web sites, we accept no responsibility for this third party content. Responsibility for the content of linked sites lies exclusively with the providers or operators of these external web sites.

We endeavor to ensure that the published information and web pages do not include content that is protected by copyright. In the event that such protected content is used, we endeavor to identify the material accordingly. Content and works created by us that appear on this web site are subject to Swiss copyright law. It is not permissible to duplicate or use such graphics, sounds, video sequences or texts in other electronic or printed publications without express written consent.

Data protection notice
In the course of normal access to this web site, no personal data are recorded. Only the IP address of your computer will be stored, as on every www server. These data are used exclusively for anonymous statistical analysis.
Personal data made available to use for specific purposes (e.g. to order brochures, subscriptions to press releases, etc.) are used solely for individual correspondence with you. Your information may be used by Panoff Consulting GmbH for marketing purposes (e.g. advertising, statistics, newsletters, etc.). Your information will be treated confidentially.
Swiss law shall apply exclusively.

Google Analytics-notice
We use Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. In case of activation of the IP anonymization, Google will truncate/anonymize the last octet of the IP address for Member States of the European Union as well as for other parties to the Agreement on the European Economic Area. Only in exceptional cases, the full IP address is sent to and shortened by Google servers in the USA. On behalf of the website provider Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage to the website provider. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser. However, please note that if you do this, you may not be able to use the full functionality of this website. Furthermore you can prevent Google’s collection and use of data (cookies and IP address) by downloading and installing the browser plug-in available under
Further information can be found under (Google Analytics Terms of Service & Privacy). Please note that on this website, Google Analytics code is supplemented by “gat._anonymizeIp();” to ensure an anonymized collection of IP addresses (so called IP-masking).

Panoff Consulting GmbH
Arbachstrasse 2
CH-6340 Inwil / Baar
+41 41 560 02 22

Commercial register no.: CH-
VAT no.: CHE-391.840.076
CEO: Ralph Panoff

Conception, Design and Development: